Point offers a Home Equity Investment (HEI) and HELOC to empower homeowners who want a more flexible way to access their home equity. See how you can get up to $600k with no monthly payments.
Instead of monthly payments or interest, you receive a lump sum of cash upfront in exchange for a share of your home’s future change in value. With Point’s HEI: You don’t make monthly payments. You typically repay Point when you sell your home, get a cash-out refinance, or reach the end of the 30-year term.
Point partners with and invests alongside you in the property. Subject to underwriting approval, Point will pay you an upfront, lump sum amount in exchange for a portion of your home’s future appreciation.
With Point, you can access your home equity without the burden of monthly payments. Use the cash your way—whether it’s to pay off debt, renovate your home, or invest in new opportunities.
When you repay Point, you will need to pay back the original investment amount plus a predetermined percentage of your home’s appreciation. Point also deducts fees from the original amount received, covering a home appraisal, escrow, and Point’s processing costs. There is no fee for applying.
Pointʼs Home Equity Investment (HEI) is an entirely new way to unlock your homeʼs wealth. Point partners with and invests alongside you in the property. Subject to underwriting approval, Point will pay you an upfront, lump sum amount in exchange for a portion of your home’s future appreciation.
Eddie Lim, Eoin Matthews, and Alex Rampell come together to create Point, a home equity platform. Point’s flagship product, the HEI (Home Equity Investment), empowers homeowners to unlock their equity when they need it most. Point raises a $9.1M Series A led by Andreessen Horowitz.
Palo Alto, CA – June 17, 2025 – Point, a leading home equity investment platform, proudly announces a significant milestone: funding its 15,000th homeowner.
Point empowers homeowners to achieve their financial goals using their hard-earned home equity wealth. Find out what working with Point is really like.
