In February 2026, these three credit cards offer the best value for authorized users, from shared travel perks to everyday cash back.

There are many advantages to adding an authorized user to a credit card account. For one, it can help the primary cardholder hit certain spending requirements and earn rewards much faster. In turn, ...

Authorized users can hurt your credit score if they don’t treat your credit with respect. Create strict guidelines on card usage before offering to make someone an authorized user. Check your ...

If you have a Hyatt credit card, check your emails for a nice offer to score bonus points when you add an authorized user to your account. Even better, there’s no spending requirement for this bonus, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Toby Walters is a financial writer, investor, and lifelong learner. He has a passion for ...

Good credit can help individuals secure a mortgage for their dream home, a loan for their own business, or even rewards credit cards that earn rewards or cashback on daily purchases. However, building ...

“Add your child as an authorized user so you can help them establish a good credit history.” It’s common advice — and it’s not wrong. Assuming you have an excellent credit history yourself, as well as ...

A Reddit user is wondering how to help increase her teenagers’ credit scores. She’s thinking about adding her kids as authorized users on her account. Other posters said that this technique helped to ...

Adding children as authorized users on credit cards can build their credit history, but it comes with potential fees and risks. Parents are increasingly adding children as authorized users on credit ...