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  1. Insurance Topics | Insurance Fraud | NAIC

    Dec 5, 2025 · Insurance fraud for at least some lines of insurance is a crime in every state and the District of Columbia. Thirty states make insurer fraud a specific insurance crime.

  2. Insurance Fraud Hurts Everyone - NAIC

    Dec 14, 2022 · The most common forms of policyholder fraud relate to auto insurance and workers’ compensation. Deliberately staging an accident, exaggerating a legitimate claim, or knowingly …

  3. Insurance Fraud - NAIC

    Feb 1, 2017 · Fraud is a criminal act leading to higher rates for all consumers. Deliberately staging an accident, exaggerating a legitimate claim or knowingly providing false information on an application …

  4. The date following each state indicates the last time information for the state was reviewed/changed.

  5. Suspected Fraud Types (check all that apply) Arson home vehicle business Fictitious loss damages Fictitious theft vehicle property Inflated inventory Inflated loss damages Inflated theft vehicle property …

  6. Instructions for Uniform Suspected Insurance Fraud Reporting Form The Uniform Suspected Insurance Fraud Reporting Form was adopted by the NAIC Antifraud Task Force on April 3, 2012. This form will …

  7. Help - National Association of Insurance Commissioners

    We provide a range of service to assist with your insurance needs, including finding life insurance policies for deceased individuals and contacting state insurance departments. You can file …

  8. Consumer - National Association of Insurance Commissioners

    Dec 3, 2025 · Consumer Discover tools and resources to help you understand different types of insurance, claims processes, and practical tips to help support you through every stage of your life.

  9. Preface Insurance fraud costs insurers and consumers billions of dollars annually, and no line of insurance is immune to fraud. Because of this, state departments of insurance (DOIs) believe it is …

  10. Purpose The [insert name for state’s legislature] finds that the business of insurance involves many transactions that have potential for fraud, abuse and other illegal activities. This Act is intended to …