That unused credit card? The bank still treats it like debt. Zero balance doesn’t matter. It’s the limit they care about - because you could swipe it tomorrow. If you’re applying for a home loan, that card is quietly dragging your borrowing power down. Lower the limit or ditch it before you apply. Banks plan for the hangover, not how responsible you feel 🍻 Want to know how much it’s costing you? DM us or comment “MORTGAGE”. #mortgagepros #doctorloan #propertyinvestment #firstproperty #doctor |
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