Most first-time buyers don’t realize this is even an option — but with an FHA loan, you can buy a 2–4 unit property with just 3.5% down as long as you live in one of the units. The rental income from the other units helps you qualify and can offset most (or all) of your mortgage payment. ⁠ This is called house hacking — and it’s a powerful way to become both a homeowner and a real estate investor at the same time. The best part? Over time, you’re building equity and gaining rental experience. La
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