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The average credit score of Indians is only 715, as per a report published by one score a credit score monitoring platform. While 715 is considered a decent credit score and makes you eligible to purchase your dream car, the interest rates on that loan will still be high. But there is a secret hack through which you can reduce your interest rates and here’s how;Ask your parent or a friend who has a strong credit history and score to stand as a co-signer to your loan. Doing so would make you elig